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The Smart Ways to Save Now and This Holiday Season


Before Rates Rise – Refinance Your Auto Loan and Enjoy No Payment for 60 Days*


If you have recently chosen dealer financing when buying a car, truck, or van, consider having our loan officer review the loan to see if we can save you more. Often the savings can be hundreds of dollars with our credit union low rates, as low as 1.99% APR** with a discount for having SCCU checking.

The process is easy – simply bring in your loan information from another financial institution or car manufacturer financing, and let’s see if we can refinance to lower your monthly payment and put more in your pocket.

Refinance Your Mortgage Now – at Historic Low Rates

If you have been thinking of refinancing your mortgage, do call us now. Beat the rise in rates and see what SCCU can do to lower your monthly payment and possibly provide substantial savings. Sometimes we can pay off other loans and wrap those debts into the mortgage for one easy monthly payment.

Low-Cost Stretch for Holiday Magic

Whether you are headed home for a family holiday gathering or would like more funds for shopping, consider the ease of an SCCU Holiday Loan. If you need some extra room in your budget, use our holiday personal loan for up to $2,500 for a 12-month term at a rate as low as 5.99% APR+.

Fast approval when you apply online 24/7 at or call (920) 499-4711 or (800) 236-0747.


Credit Card Convenience for Holiday Spending

Through December 31, take advantage of combining balances from other credit cards to our SCCU MasterCard at our special 2.99% APR*** for 6 months.

Plus, through November 30, every swipe of your SCCU MasterCard creates a small donation to Operation Gratitude for police, fire, and other emergency service organizations.

Every transaction earns Scorecard Rewards which can be used as cash applied to your balance as well as for trips and merchandise. Using the SCCU MasterCard gives you a great low rate and bonuses to spend on yourself.

Fast approval when you apply online 24/7 at or call (920) 499-4711 or (800) 236-0747.




*60 days no payment offer is valid only on qualified loans from October1 – December 31, 2021.The final approval is at the discretion of the Credit Union. 60 days with no payment may extend your final loan payment(s). Interest will continue to accrue during the 60-day period. In some cases, based on the size of your balance, the interest that accrues may be greater than the amount of your next regular payment. It may take you several months to begin to reduce your principal balance, and maturity date may change. Some restrictions may apply.

**Annual Percentage Rate with .50% discount for having SCCU checking and Direct Deposit of paycheck. Regular rate as low as 2.49% APR. All loans subject to approval. A new loan for $10,000.00 amortized over 36 months at the special discounted rate of 1.99% APR would result in a monthly payment of $286.38. Rates are subject to change. Excludes mortgages.

+ Annual Percentage Rate. This APR will vary according to credit score.

***Annual Percentage Rate of 2.99% APR for Balance Transfers good for a period of six (6) billing cycles from the time the card is opened. Offer good through December 31, 2021.This APR will vary based upon credit score. All loans subject to credit approval. Please contact a SCCU representative for more details


All loans subject to credit approval. Please contact a SCCU representative at (920) 499-4711 for more details.