This Rate and Fee Disclosure sets forth current conditions, rates, fees, and charges applicable to your savings, checking and certificate accounts at Schneider Community Credit Union at this time. The Credit Union may offer other rates and fees or amend the rates and fees contained in this schedule from time to time. Each account holder agrees to the terms set forth on the Rate and Fee Disclosure and acknowledges that it is a part of the Account Contract.
Loan Rates
Effective Date: 04/08/2021
We will match or beat all competitor rates**
Secured Consumer Loans: Autos, Trucks, Boats, Motorcycles, RVs
Maximum Term |
Payment Description |
APR as low as |
96 months |
Payment of $12.19 per thousand |
3.99%*† |
84 months |
Payment of $13.44 per thousand |
3.49%*† |
72 months |
Payment of $14.97 per thousand |
2.49%*† |
60 months |
Payment of $17.53 per thousand |
1.99%*† |
48 months |
Payment of $21.70 per thousand |
1.99%*† |
36 months |
Payment of $28.64 per thousand |
1.99%*† |
Unsecured Consumer Loans
Maximum Term |
Payment Description |
APR as low as |
48 Months |
Payment of $25.01 per thousand |
7.49%*† Special |
36 Months |
Payment of $31.69 per thousand |
6.99%*† Special |
24 Months |
Payment of $45.34 per thousand |
6.49%*† Special |
Non-Titled Secure Consumer Loans
Maximum Term |
Payment Description |
APR as low as |
72 Months |
Payment of $16.22 per thousand |
5.24%*† |
60 Months |
Payment of $18.76 per thousand |
4.74%*† |
48 Months |
Payment of $22.69 per thousand |
4.24%*† |
36 Months |
Payment of $29.63 per thousand |
4.24%*† |
24 Months |
Payment of $43.53 per thousand |
4.24%*† |
12 Months |
Payment of $85.25 per thousand |
4.24%*† |
Home Equity Loans
Property must be owner occupied and within Wisconsin. |
Payments can be amortized over 360 months. |
Please call the Credit Union for more Information (920) 499-4711 |
Apply for a loan here -or- (920) 499-4711 or (800) 236-0747
* Rates are subject to change without notification. † All rates shown are Annual Percentage Rates (APR = Annual Percentage Rate) “APR (APR = Annual Percentage Rate) as low as” is determined by creditworthiness, collateral , and account relationship. ** Eligibility: Live or Work in Brown County, WI. All loans subject to approval. Restrictions apply as to term or loan based on collateral offered. New money only. Minimum rate is 3.24%APR (APR = Annual Percentage Rate). Please see or contact a SCCU representative for more details.
Share Rates
Effective Date 04/08/2021 |
Dividend Rate |
APY* |
Min. Opening Bal. |
Min. Bal. to Earn APY* |
Min. Bal. to Avoid Fee |
Dividends Compounds & Credited |
Dividend Period |
Share Saving Accounts |
0.04% |
0.04% |
$5 |
$500 |
n/a |
Monthly |
Monthly |
Holiday Club Savings |
|
|
|
$25 |
|
Annually |
Annually |
IRA Share Savings Account |
0.04% |
0.04% |
$5 |
$500 |
n/a |
Monthly |
Monthly |
Basic Checking |
0.01% |
0.01% |
n/a |
$1000 |
n/a |
Monthly |
Monthly |
Money Market Checking |
0.01% |
0.01% |
$2,500 |
$2,500 |
$2,500 |
Monthly |
Monthly |
Sapphire Money Market Account |
0.10% |
0.10% |
$10,000 |
$10,000 |
$10,000 |
Monthly |
Monthly |
Ruby Money Market Account |
0.15% |
0.15% |
$20,000 |
$20,000 |
$20,000 |
Monthly |
Monthly |
Diamond Money Market Account |
0.20% |
0.20% |
$50,000 |
$50,000 |
$50,000 |
Monthly |
Monthly |
Share Certificates
Effective Date 04/08/2021 |
Dividend Rate |
APY* |
Min. Opening Bal. |
Min. Bal. to Earn APY* |
Min. Bal. to Avoid Fee |
Dividends Compounds & Credited |
Dividend Period |
3 Month |
0.10% |
0.10% |
$2,500 |
$2,500 |
$2,500 |
Term |
Term |
7 Month |
0.15% |
0.15% |
$2,500 |
$2,500 |
$2,500 |
Term |
Term |
12 Month |
0.25% |
0.25% |
$1,000 |
$1,000 |
$1,000 |
Quarterly |
Quarterly |
24 Month |
0.35% |
0.35% |
$1,000 |
$1,000 |
$1,000 |
Quarterly |
Quarterly |
36 Month |
0.40% |
0.40% |
$1,000 |
$1,000 |
$1,000 |
Quarterly |
Quarterly |
48 Month |
0.50% |
0.50% |
$1,000 |
$1,000 |
$1,000 |
Quarterly |
Quarterly |
IRA Share Certificates
Same rates and terms as Share Certificates
* APY = Annual Percentage Yield