Checking

A Share Draft Checking Solution for EVERY Member

SCCU has a wide array of share draft checking accounts to offer – for all lifestyles.  All checking accounts can be enrolled in the Courtesy Pay program with authorization – to give you that “extra cushion” when you need it!

Overdraft Services and Fees

Simple Checking

For our Members who need a flexible account that provides easy access to funds.

• No Minimum Balance
• No Monthly Service Charge
• SCCU Debit VisaCard (First one Free)
• Card Valet
• Unlimited ATM/Pin and POS Transactions
• Unlimited check writing. No “per check” charge
• Free Direct Deposit with Loan A.P.R. Discounts
• Courtesy Pay Program, when authorized.
• On-line Banking
• Bill Pay
• Dividend Bearing Account (Min Bal $1000)

Checking Plus

For our members who keep a higher balance in their account PLUS earn money market dividend rates.

• No Monthly Service Charges when you maintain a $2500 minimum balance.
• SCCU Debit VisaCard (First one Free)
• Card Valet
• Unlimited ATM/Pin and POS Transactions
• Unlimited check writing. No “per check” charge
• Free Direct Deposit with Loan A.P.R. Discounts
• Courtesy Pay Program, when authorized.
• On-line Banking
• Bill Pay
• Higher Dividend Bearing Account (Min Bal $2500)

Young Achiever Checking

For our members ages 16 to 24. A great place to start.

• No Minimum Balance
• No Monthly Service Charge
• SCCU Debit VisaCard (First one Free)
• Card Valet
• Unlimited ATM/Pin and POS Transactions
• Unlimited check writing. No “per check” charge
• Free Direct Deposit with Loan A.P.R. Discounts
• Courtesy Pay Program, when authorized.
• On-line Banking
• Bill Pay
• Dividend Bearing Account (Min Bal $1000)

Golden Checking

For our Members 55 or better with expanded services.

• No Minimum Balance
• No Monthly Service Charge
• SCCU Debit VisaCard (First one Free)
• Card Valet
• Unlimited ATM/Pin and POS Transactions
• Unlimited check writing. No “per check” charge
• Free Direct Deposit with Loan A.P.R. Discounts
• Courtesy Pay Program, when authorized.
• On-line Banking
• Bill Pay
• Dividend Bearing Account (Min Bal $1000)
• One FREE Box of basic checks per year
• 3 FREE Employee assisted phone transfers monthly.
• 3 Free Money Orders per month.

E-Statements are available for all checking accounts.  Sign-up with a member service representative and receive a $5.00 bonus.