Safe Online Banking Online Banking

Checking

A Share Draft Checking Solution for EVERY Member

SCCU has a wide array of share draft checking accounts to offer – for all lifestyles.  All checking accounts can be enrolled in the Courtesy Pay program with authorization – to give you that “extra cushion” when you need it!

Overdraft Services and Fees

Simple Checking

For our Members who need a flexible account that provides easy access to funds.

  • No Minimum Balance
  • No Monthly Service Charge
  • SCCU Debit VisaCard (First one Free)
  • Card Valet
  • Unlimited ATM/Pin and POS Transactions
  • Unlimited check writing. No “per check” charge
  • Free Direct Deposit with Loan A.P.R. Discounts
  • Courtesy Pay Program, when authorized.
  • On-line Banking
  • Bill Pay
  • Dividend Bearing Account (Min Bal $1000)

Checking Plus

For our members who keep a higher balance in their account PLUS earn money market dividend rates.

  • No Monthly Service Charges when you maintain a $2500 minimum balance.
  • SCCU Debit VisaCard (First one Free)
  • Card Valet
  • Unlimited ATM/Pin and POS Transactions
  • Unlimited check writing. No “per check” charge
  • Free Direct Deposit with Loan A.P.R. Discounts
  • Courtesy Pay Program, when authorized.
  • On-line Banking
  • Bill Pay
  • Higher Dividend Bearing Account (Min Bal $2500)

Young Achiever Checking

For our members ages 16 to 24. A great place to start.

  • No Minimum Balance
  • No Monthly Service Charge
  • SCCU Debit VisaCard (First one Free)
  • Card Valet
  • Unlimited ATM/Pin and POS Transactions
  • Unlimited check writing. No “per check” charge
  • Free Direct Deposit with Loan A.P.R. Discounts
  • Courtesy Pay Program, when authorized.
  • On-line Banking
  • Bill Pay
  • Dividend Bearing Account (Min Bal $1000)

Golden Checking

For our Members 55 or better with expanded services.

  • No Minimum Balance
  • No Monthly Service Charge
  • SCCU Debit VisaCard (First one Free)
  • Card Valet
  • Unlimited ATM/Pin and POS Transactions
  • Unlimited check writing. No “per check” charge
  • Free Direct Deposit with Loan A.P.R. Discounts
  • Courtesy Pay Program, when authorized.
  • On-line Banking
  • Bill Pay
  • Dividend Bearing Account (Min Bal $1000)
  • One FREE Box of basic checks per year
  • 3 FREE Employee assisted phone transfers monthly.
  • 3 Free Money Orders per month.

E-Statements are available for all checking accounts.  Sign-up with a member service representative and receive a $5.00 bonus.